Reduce fleet costs
Significantly reduce your fuel consumption, vehicle insurance and repair costs.
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Reduce fleet costs
Significantly reduce your fuel consumption, vehicle insurance and repair costs.
Optimise On-time delivery and productivity
Helping you optimise productivity significantly.
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Get instant visibility of driving behaviours and improve driving performance.
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Telematics insurance, often called black box car insurance, is a type of policy where a device is installed in a vehicle to track driving behaviour. This device, or ‘black box’, monitors factors like driving speed, time of day, and location, providing a detailed picture of an individual’s driving habits.
By analysing this data, insurers can assess a fleet’s compliance with road safety rules and driving best practices, enabling them to offer fleet managers a more personalised renewal quote based on their drivers’ performance.
When a telematics insurance policy is purchased for a fleet, the insurer will fit a black box to each vehicle. This device then collects data on various aspects of vehicle usage, such as the times and places an employee drives, their typical mileage, as well as how they brake, accelerate, and handle corners.
The specific data gathered may vary by insurer, but the information is normally used to generate a driving score that directly influences the cost of a telematics car insurance policy. Additionally, the GPS technology of telematics devices can assist with vehicle recovery in case of theft, evaluate the efficiency of fleet routes, and provide valuable information in the event of an accident.
There are several types of telematics insurance policies available for vehicle fleets, each involving a black box, OBD plug-in device, or smartphone app to collect data during operations. Generally, the device type and data saved will differ depending on the insurer.
Implementing a fleet management solution integrated with telematics enables operators to monitor vehicle data and gain actionable insights. Ultimately, this fundamentally improves your drivers’ behaviour, leading to fleet-wide optimisation in areas like fuel consumption and productivity.
Moreover, sharing this information with your fleet insurance provider can demonstrate a commitment to safety, lessening the financial quotes you receive. If you’re interested in these benefits for your fleet, then be sure to make an enquiry today.
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At MICHELIN Connected Fleet, we always start our journey with you by understanding and identifying your business challenges; this is key so that our recommended solutions and services can be tailored to your operations and business.
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